About2024-11-25T15:58:25+00:00

Insured Retirement Investments LLC

Specific solutions to meet the cash product needs of retirement plans and participants

What

  • IRI is an Investment Sub-Advisor that sources and manages placing retirement funds with FDIC Insured Banks
  • Arrange for placement of an FDIC Insured cash product on most record-keeping platforms
  • Source banks that will take retirement cash and provide FDIC Insurance and a good rate
  • Educate participants in the role cash products play in retirement plans

Who

RH
  • Richard Heitman, President, has deep experience in banking, retirement plans and FDIC Insured cash product management
  • US Bank 401k Plan Business Segment Head
  • Major consulting assignments in Cash Product space
  • Product and Sales roles with 3 providers of FDIC Insured Cash products
AB

Mr. Braithwaite is currently a partner in Insured Retirement Investments, LLC, an independent consultant and board member. He enjoyed a 40 year career in the financial services industry, leading several large wealth management banks. He served as Vice Chair & CEO of UBS Bank USA, Chairman & CEO of Merrill Lynch Bank USA and President, CEO and Chief Investment Officer for Merrill Lynch Bank & Trust. He also ran Bank of America’s Global Wealth Management Deposits business as Managing Director, Deposits Executive and was a co-inventor of Merrill Lynch’s sweep deposit product. Mr. Braithwaite has diverse banking and wealth management expertise including deposits, lending, investments, asset/liability management, regulatory relations, liquidity, risk management, retirement and treasury management. He earned several awards for innovation in asset/liability management, cash management and treasury management. Mr. Braithwaite also has served in leadership roles on many boards and board committees (audit, risk, credit, compensation and investment committees).

AB
  • Brian Palay

Brian Palay, web design/marketing analytics, has cultivated diverse experiences in fields including user experience design, web development, marketing, SEO, and graphic design. Brian has worked for small businesses and Fortune 500 companies.