IRI SafeHaven™

SafeHaven is an Alternative to Stable Value

Stable Value Funds are under pressure from rising rates. Participant payouts will go down

• Stable Value funds are offered to plan participants in a majority of 401k plans
• SV Funds invest in lower maturity fixed rate bonds, and prices of bonds go down when rates go up
• Currently SV Funds performance is hampered by long term fixed income investments acquired when rates are low. The drain on performance will continue for some years to come until rates fall back to 2021 levels
• SafeHaven is in the opposite position: as rates go up, payout to our participants goes up
• See the article below for more details on how SV funds will fare under rising rates